Babette M. Aiosa
Real Estate Broker/Owner
Florida Broker: #3035369

Telephone: 727.439.9029

Derogatory Credit Setbacks When Purchasing a Home!

Derogatory Credit ChartWhen it comes to purchasing your new home and you are preparing for mortgage approval, there are some things that you should keep in mind, especially circumstances that you may have previously been involved in that ended up showing damaging results to your line of credit.

Check out this helpful “Derogatory Credit Chart” infographic that shows negative events that may hinder your chances of obtaining a real estate property mortgage with your financial lender and what the waiting period and/or guideline is, depending on what type of mortgage you are applying for. That is why if you are planning to be a homeowner, then your credit becomes very important in that you will want any unfavorable marks wiped clean.


if you are ready to buy a home and/or sell your current residence, and if you have any real estate questions and/or needs, be sure to reach out to Babette at Aiosa Realty Group. With over 20 years of Babette’s real estate knowledge and impeccable and professional work standards in/and around the beautiful Pinellas County area, you can rely on her to assist in finding that perfect home for you.

“Love Where You Live!”
Babette Aiosa


Thinking Home Loan? Lenders Want to See Your Bank Statements!

Why Mortgage Lenders need bank statements

If you are preparing to purchase a home, you will want to make sure that your financial history and bank statements are clear of any potential snags that could easily make the mortgage process come to a grinding halt. Your lender is not going to take well to banking overdrafts and/or insufficient funds being in your account, just to name a couple mortgage stoppers. Click here to download some good advise to follow to prime you up for a smooth real estate loan process so you can obtain the house of your dreams!


When you are ready to move to beautiful Pinellas County Florida, reach out to Babette at 727-439-9029!  Aiosa Realty Group is prepared to help you with all your real estate questions, concerns and needs, and is waiting to help you “Love Where You Live!”