Babette M. Aiosa
Real Estate Broker/Owner
Florida Broker: #3035369

Email: babette@aiosarealty.com
Telephone: 727.439.9029

Mortgage Pre-Qualification vs Mortgage Pre-Approval

home mortgage prequalification versus preapproval jpgWhat is the big difference between Pre-Qualification and Pre-Approval?

Well first off, getting pre-qualified is a much simpler process than the actual home mortgage pre-approval. You are only required just a few important pieces of financial information for the pre-qualification process as opposed to at least twice as many documents for pre-approval, along with completing a mortgage application.

Read here for more details about the difference between home mortgage pre-qualification and home mortgage pre-approval before getting started with your house hunting journey as I am sure you will find the entire real estate property home search and mortgage processes to run much smoother by utilizing this real estate informational guide.

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When you are ready to purchase a home and/or sell your current home, be sure to connect with Babette at Aiosa Realty Group. With Babette’s real estate expertise and knowledge in and around beautiful Pinellas County, she is someone you can absolutely count on to assist with all your real estate needs!

Call us TODAY at 727-439-9029, so you can get started on finding your own piece of Pinellas County paradise!

“Love Where You Live!”

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To Wait or Not to Wait to buy Real Estate

Do I buy now or wait another year imageIn today’s pandemic real estate housing market, we are continuing to see an influx of buyers saturating the market, which in turn, is causing a real estate boom of higher prices on a low inventory of homes for sale. As stated on the infographic, whatever you choose to do, buy now or buy later, is going to affect home prices and mortgage interest rates, so you would certainly want to decide which is going to work best for you. Don’t wait any longer. Contact your local lending institute professional to get pre-approved for your real estate mortgage journey…

And…

When you are ready to buy a home and/or sell your current home, be sure to reach out to Babette at Aiosa Realty Group. With Babette’s real estate expertise and knowledge in and around beautiful Pinellas County, she is someone you can absolutely rely on to find that perfect home for you.

“Love Where You Live!”

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Affordable Housing Program, The Chenoa Fund & Down Payment Assistance

Chenoa-Fund-Down-Payment-AssistanceWith the unrest of our current times and a booming seller’s real estate market, housing prices are on the rise. However, even though you may be making a low income, do not be so quick to think that buying a home is out of reach before checking out the Chenoa Fund, an affordable housing down-payment assistance program that has no first-time borrower requirements.

Learn more about how the Chenoa Fund Real Estate Assistance program can help you!…

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when you are ready to move into beautiful Pinellas County, Florida, do not hesitate to call Babette at Aiosa Realty Group ~727-430-9029~ to get started on finding that perfect real estate property that you only dreamed about purchasing while still waiting to save up for the down payment. See if you are eligible to do it NOW so READ ON and take action!

“Love Where You Live!”
Babette Aiosa
Realtor/Broker
Aiosa Realty Group, Inc.

 

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A Seller’s Real Estate Market – Tips for Home Buyers!

Tips For Home Buyers in Seller's MarketIf you are out with your real estate agent looking to purchase a new home, you will soon learn that it is currently a seller’s market. As such, there are more buyers than there is real estate property inventory and, the better prepared you are to make an offer on the home you desire in this seller’s market will increase your chance of winning over other interested buyers of the same dwelling.

Click here for a list of “Tips for Buyers in a Seller’s Market” that can help you to stay ahead of other buyers that are looking to purchase the very same piece of real estate property that you just got to have!…

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When you are ready to purchase real estate in beautiful Pinellas County Florida, be sure to reach out to Babette at Aiosa Realty Group for all you real estate needs!  With over 15 years of experience, you can be sure you are in the best hands with Babette, Real Estate Broker and Agent!  Call us TODAY at 727-439-9029, so you can get started on finding your own piece of paradise! 

“Love Where You Live!”

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Mortgage Qualification Ratios – Simple and Sound

Qualification Ratios for MortgageWhen you are ready to purchase a home, you will want to meet with a mortgage broker who will make sure your monthly income and debt meet the requirements for your monthly housing payment. How is this calculated? Click here to find out!

and…

when you are ready to purchase a home in beautiful Pinellas County, be sure to call Babette at 727-439-9029. Aiosa Realty Group is standing by to assist you with all your real estate needs!

“Love Where You Live!”

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How Qualified is the Home Buyer? Ask The Lender!

Questions to Ask a Lender for Buyer Pre-Qualification - Aiosa Realty GroupIt would be very beneficial for a realtor to know that the buyers are truly pre-approved before going into any real estate negotiations.  You can find out whether a home buyer is truly qualified just by asking the lender.

So, check out this helpful PDF that details a list of questions to ask the lender to be sure that the buyer is really qualified…

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When you are ready to buy and/or sell a property, reach out to Babette at Aiosa Realty Group, 727-439-9029. We are ready to assist you with all your real estate needs!

“Love Where You Live!”

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