Babette M. Aiosa
Real Estate Broker/Owner
Florida Broker: #3035369

Email: babette@aiosarealty.com
Telephone: 727.439.9029

Is The Pandemic Affecting Your Credit Report?

Think Twice About Deferring Mortgage Payments imageEven though consumers were given the opportunity to defer home mortgage payments by their lending institutions due to financial hardships during the Covid-19 Pandemic, a question that may not have been given enough attention to is what kind of mark is that going to leave on your credit report?

You may want to check with a credit bureau, perhaps like ones that are mentioned in this resourceful infographic, to be sure there are no errors as these may turn into future snafus when planning for your next real estate purchase investment…

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When you are ready to buy a home and/or sell your current home, be sure to reach out to Babette at Aiosa Realty Group. With Babette’s real estate expertise and knowledge in and around beautiful Pinellas County, she is someone you can rely on to find that perfect home for you.

Call us TODAY at 727-439-9029, so you can get started on finding your own piece of Pinellas County paradise!

“Love Where You Live!”

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Derogatory Credit Setbacks When Purchasing a Home!

Derogatory Credit ChartWhen it comes to purchasing your new home and you are preparing for mortgage approval, there are some things that you should keep in mind, especially circumstances that you may have previously been involved in that ended up showing damaging results to your line of credit.

Check out this helpful “Derogatory Credit Chart” infographic that shows negative events that may hinder your chances of obtaining a real estate property mortgage with your financial lender and what the waiting period and/or guideline is, depending on what type of mortgage you are applying for. That is why if you are planning to be a homeowner, then your credit becomes very important in that you will want any unfavorable marks wiped clean.

And…

if you are ready to buy a home and/or sell your current residence, and if you have any real estate questions and/or needs, be sure to reach out to Babette at Aiosa Realty Group. With over 20 years of Babette’s real estate knowledge and impeccable and professional work standards in/and around the beautiful Pinellas County area, you can rely on her to assist in finding that perfect home for you.

“Love Where You Live!”
Babette Aiosa

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Checklist for Verifying Information on Your Credit Report

Consumer Checklist of Tips for verifying information on Credit ReportIf you are planning on purchasing a home, one of the ways to be sure nothing will stand in the way of being approved for your home mortgage loan from your lending institution is being sure you have a clean credit report.  Upon receiving your credit report, be sure to look it over, making sure that all information is factual pertaining to YOUR credit report, and, if you find an error, call the company that ran your credit report to let them know to fix it. It will definitely be in your best interest to do so to make for a smooth mortgage process with the least amount of stress.

Click here for an enlarged resourceful PDF version of “A Consumer’s Checklist To Verify Information On Their Credit Report”, to alert you of some common credit report errors to watch out for on your credit report.

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When you are ready to move to beautiful Pinellas County Florida, be sure to call Babette at 727-439-9029 and/or email her at babette@aiosarealty.com!  Aiosa Realty Group is prepared to help you with all your real estate questions, concerns, home sales and purchases, comparison analyses, and any other real estate needs, and they are ready and standing by to help you “Love Where You Live!”

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