Babette M. Aiosa
Real Estate Broker/Owner
Florida Broker: #3035369

Email: babette@aiosarealty.com
Telephone: 727.439.9029

Is The Pandemic Affecting Your Credit Report?

Think Twice About Deferring Mortgage Payments imageEven though consumers were given the opportunity to defer home mortgage payments by their lending institutions due to financial hardships during the Covid-19 Pandemic, a question that may not have been given enough attention to is what kind of mark is that going to leave on your credit report?

You may want to check with a credit bureau, perhaps like ones that are mentioned in this resourceful infographic, to be sure there are no errors as these may turn into future snafus when planning for your next real estate purchase investment…

And…

When you are ready to buy a home and/or sell your current home, be sure to reach out to Babette at Aiosa Realty Group. With Babette’s real estate expertise and knowledge in and around beautiful Pinellas County, she is someone you can rely on to find that perfect home for you.

Call us TODAY at 727-439-9029, so you can get started on finding your own piece of Pinellas County paradise!

“Love Where You Live!”

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Derogatory Credit Setbacks When Purchasing a Home!

Derogatory Credit ChartWhen it comes to purchasing your new home and you are preparing for mortgage approval, there are some things that you should keep in mind, especially circumstances that you may have previously been involved in that ended up showing damaging results to your line of credit.

Check out this helpful “Derogatory Credit Chart” infographic that shows negative events that may hinder your chances of obtaining a real estate property mortgage with your financial lender and what the waiting period and/or guideline is, depending on what type of mortgage you are applying for. That is why if you are planning to be a homeowner, then your credit becomes very important in that you will want any unfavorable marks wiped clean.

And…

if you are ready to buy a home and/or sell your current residence, and if you have any real estate questions and/or needs, be sure to reach out to Babette at Aiosa Realty Group. With over 20 years of Babette’s real estate knowledge and impeccable and professional work standards in/and around the beautiful Pinellas County area, you can rely on her to assist in finding that perfect home for you.

“Love Where You Live!”
Babette Aiosa

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What Makes Up A Credit Score

What Makes up a Credit Score photoYour credit score is very important as it will determine whether or not your lender will be able to approve you for a mortgage loan to purchase a real estate property that you are interested in.  So when you are getting ready to buy your first or next home, it will behoove you to know what  makes up your credit score, as defined in this handy PDF.  Click here to see the enlarged version, and when you are ready to “Love Where You Live”, call Babette Aiosa at Aiosa Realty Group, 727-439-9029,  to help guide you through the Real Estate process. 

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