Babette M. Aiosa
Real Estate Broker/Owner
Florida Broker: #3035369

Email: babette@aiosarealty.com
Telephone: 727.439.9029

Mortgage Pre-Qualification vs Mortgage Pre-Approval

home mortgage prequalification versus preapproval jpgWhat is the big difference between Pre-Qualification and Pre-Approval?

Well first off, getting pre-qualified is a much simpler process than the actual home mortgage pre-approval. You are only required just a few important pieces of financial information for the pre-qualification process as opposed to at least twice as many documents for pre-approval, along with completing a mortgage application.

Read here for more details about the difference between home mortgage pre-qualification and home mortgage pre-approval before getting started with your house hunting journey as I am sure you will find the entire real estate property home search and mortgage processes to run much smoother by utilizing this real estate informational guide.

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When you are ready to purchase a home and/or sell your current home, be sure to connect with Babette at Aiosa Realty Group. With Babette’s real estate expertise and knowledge in and around beautiful Pinellas County, she is someone you can absolutely count on to assist with all your real estate needs!

Call us TODAY at 727-439-9029, so you can get started on finding your own piece of Pinellas County paradise!

“Love Where You Live!”

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Can You Qualify for that Home Mortgage? Now may be the Time!

The real estate business and everything that goes along with buying and selling is always changing.  The real estate market is showing a continued surge of home sales from last January 2020 to January 2021 up to 24% (National Association of Realtors, Listen Now). The good news, at least for the time being, is that mortgage rates are still very low, and maybe now is the right time for you to take a trip to your mortgage lender and see what you will need to qualify for a mortgage to purchase that home you always wished for.

Times are constantly changing as is the real estate market to fit these changing times so it may behoove you not to wait too long as we all most likely know that these low mortgage interest rates will be rising up again.

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When you are ready to purchase and/or sell your home, please reach out to Babette of Aiosa Realty Group at 727-430-9029 for all of your real estate needs!

“Love Where You Live!”
Babette Aiosa
Realtor/Broker
Aiosa Realty Group, Inc.

 

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Buying A Home – More Reachable Than You Think!

Home ownership within reach jpgAfter renting for so long, you really want to buy a home in the neighborhood you love living in but you know you cannot afford the down payment even though you have held your same job for many years, but your credit is not looking so good.  Well, don’t give up so easily! As mentioned here on this infographic, reach out to Diana Harvey at VanDyk Mortgage to discuss what options are available that could make owning your home within your reach!

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when you are ready to move into beautiful Pinellas County Florida, be sure to connect with  Babette at Aiosa Realty Group for all you real estate needs!  With over 20 years of experience, you can be certain you are choosing the best Real Estate Broker/Agent in/and around Pinellas County!  Call us TODAY at 727-439-9029, so you can get started right away on the journey to finding your own piece of paradise with Babette at your side from beginning to end!

“Love Where You Live!”

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Mortgage Qualification Ratios – Simple and Sound

Qualification Ratios for MortgageWhen you are ready to purchase a home, you will want to meet with a mortgage broker who will make sure your monthly income and debt meet the requirements for your monthly housing payment. How is this calculated? Click here to find out!

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when you are ready to purchase a home in beautiful Pinellas County, be sure to call Babette at 727-439-9029. Aiosa Realty Group is standing by to assist you with all your real estate needs!

“Love Where You Live!”

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How Qualified is the Home Buyer? Ask The Lender!

Questions to Ask a Lender for Buyer Pre-Qualification - Aiosa Realty GroupIt would be very beneficial for a realtor to know that the buyers are truly pre-approved before going into any real estate negotiations.  You can find out whether a home buyer is truly qualified just by asking the lender.

So, check out this helpful PDF that details a list of questions to ask the lender to be sure that the buyer is really qualified…

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When you are ready to buy and/or sell a property, reach out to Babette at Aiosa Realty Group, 727-439-9029. We are ready to assist you with all your real estate needs!

“Love Where You Live!”

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10 Things that Hurt Mortgage Deals from an Underwriting Perspective

List of 10 Things that Hurt Mortgage Deals from Underwriting PerspectiveAre you thinking of buying a home in the near future but are unsure if you will pass mortgage approval? There are many steps to the underwriting criteria that await you; hence, before you start the process and to avoid possible disappointment from not being able to qualify for a home mortgage loan, click here for this handy infographic list of “10 Things that hurt Mortgage Deals from an Underwriting Perspective”.

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When you are ready to move to beautiful Pinellas County Florida, call Babette today at 727-439-9029!  Aiosa Realty Group is ready to help you with all your real estate questions, concerns and needs, and is waiting to help you “Love Where You Live!”

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