Babette M. Aiosa
Real Estate Broker/Owner
Florida Broker: #3035369

Telephone: 727.439.9029

Mortgage Pre-Qualification vs Mortgage Pre-Approval

home mortgage prequalification versus preapproval jpgWhat is the big difference between Pre-Qualification and Pre-Approval?

Well first off, getting pre-qualified is a much simpler process than the actual home mortgage pre-approval. You are only required just a few important pieces of financial information for the pre-qualification process as opposed to at least twice as many documents for pre-approval, along with completing a mortgage application.

Read here for more details about the difference between home mortgage pre-qualification and home mortgage pre-approval before getting started with your house hunting journey as I am sure you will find the entire real estate property home search and mortgage processes to run much smoother by utilizing this real estate informational guide.


When you are ready to purchase a home and/or sell your current home, be sure to connect with Babette at Aiosa Realty Group. With Babette’s real estate expertise and knowledge in and around beautiful Pinellas County, she is someone you can absolutely count on to assist with all your real estate needs!

Call us TODAY at 727-439-9029, so you can get started on finding your own piece of Pinellas County paradise!

“Love Where You Live!”


A Seller’s Real Estate Market – Tips for Home Buyers!

Tips For Home Buyers in Seller's MarketIf you are out with your real estate agent looking to purchase a new home, you will soon learn that it is currently a seller’s market. As such, there are more buyers than there is real estate property inventory and, the better prepared you are to make an offer on the home you desire in this seller’s market will increase your chance of winning over other interested buyers of the same dwelling.

Click here for a list of “Tips for Buyers in a Seller’s Market” that can help you to stay ahead of other buyers that are looking to purchase the very same piece of real estate property that you just got to have!…


When you are ready to purchase real estate in beautiful Pinellas County Florida, be sure to reach out to Babette at Aiosa Realty Group for all you real estate needs!  With over 15 years of experience, you can be sure you are in the best hands with Babette, Real Estate Broker and Agent!  Call us TODAY at 727-439-9029, so you can get started on finding your own piece of paradise! 

“Love Where You Live!”


Mortgage Qualification Ratios – Simple and Sound

Qualification Ratios for MortgageWhen you are ready to purchase a home, you will want to meet with a mortgage broker who will make sure your monthly income and debt meet the requirements for your monthly housing payment. How is this calculated? Click here to find out!


when you are ready to purchase a home in beautiful Pinellas County, be sure to call Babette at 727-439-9029. Aiosa Realty Group is standing by to assist you with all your real estate needs!

“Love Where You Live!”


Pre-Qualified for a Home Before March 2020?

Were-you-Pre-approved-before-March-2020 image for Aiosa Realty GroupWere you pre-approved to purchase a home before March 2020? 

If you are ready to go back out searching for your next home now that we are seeing cities reopening, especially here in our beautiful Pinellas County, Florida, be sure to get in touch with your lender to make sure you are still pre-qualified for your mortgage loan.  With so many changes currently happening at a rapid pace, including the lending world, you do not want to be left in a state of shock and disappointment when you learn that you are no longer pre-approved for that perfect must-have piece of real estate that you just fell in love with.

Click here for enlarged infographic, “Were You Pre-Approved Before March 2020? “, and do not be locked out of that dream home you finally have been waiting so long for.

Please connect with Babette Aiosa at 727-439-9029, when you are ready to move forward with your new or next real estate purchase or sale!

“Love Where You Live”!


Why Pre-Approval for 2020 Homebuying is Advantageous

Pre-Approval is First Step in 2020 Homebuying-Aiosa Realty jpgBefore going out in search of your next/new home, it is in your best interest to be sure you are pre-approved for your real estate loan amount. Find out the advantages of taking this very important first step by clicking here to download a copy of this handy PDF that details why your lender should be your initial stop on the homebuying list!


When you are ready to move to beautiful Pinellas County Florida, reach out to Babette at 727-439-9029!  Aiosa Realty Group is prepared to help you with all your real estate questions, concerns and needs, and is waiting to help you “Love Where You Live!”