Contact Us Today.

Email: admin@aiosarealty.com
Telephone: 727.439.9029

Serving Tampa Bay & The Gulf Beaches

Babette M. Aiosa
Real Estate Broker/Owner
Florida Broker: #3035369

Email: babette@aiosarealty.com
Telephone: 727.439.9029

Misconception on the Home Buying Process Revealed

Apr 4, 2023 | Buying a Home, Helpful Real Estate Resources, Mortgage Loans, Mortgage Rates, Qualifying for a mortgage, Real Estate

Misconception in the Home buying Process Image on Aiosa Realty Group WebsiteHave you ever asked yourself, “how am I ever going to be able to afford to buy a home when house prices keep going up?” I found myself asking that very same question and wondering how other people were capable of purchasing homes, especially when property value appreciation is about to go up again.

This infographic will help you understand why owning your new or next real estate property is certainly attainable, taking in such factors as mortgage and interest rates and personal income.

Click here for the enlarged version of this PDF for easy reading and/or downloading…

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When you are ready to “Love Where You Live!”, right here in beautiful Pinellas County, CALL Babette NOW at 727-439-9029! Whether you are selling your home and/or purchasing your next/new home, Aiosa Realty Group is dedicated in guiding you through your entire real estate process!

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Lock Down That Mortgage Interest Rate!

May 4, 2022 | Aiosa Realty Group, Buyer Pre-Qualification, Helpful Real Estate Resources, Locking mortgage interest rates, Mortgage Pre-Approval, Qualifying for a mortgage, Rate Lock Options, Real Estate, TBD (to be determined) Approval

Lock interest rate while house huntigAre you ready to go house hunting? Take your pre-qualification to the next level and contact Diana Harvey at VanDyk Mortgage to find out how to qualify for a TBD (To Be Determined) Approval! These types of approvals will have more leverage then just a pre-qualification letter because it will go as far as possible for approval until only the property appraisal and underwriting remain. Click here for more information on this offering by VanDyk Mortgage…

…And…

When you are ready to purchase a home and/or sell your current home, be sure to contact Babette at Aiosa Realty Group. When you choose Babette as your realtor, you are getting nothing short of the best as you will find out when you start your real estate endeavors together. With Babette’s real estate expertise and knowledge in and around beautiful Pinellas County, she is someone you can completely rely on to assist with all your real estate needs!

Call us TODAY at 727-439-9029, so you can get started on finding your own piece of Pinellas County paradise!

“Love Where You Live!”

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Mortgage Pre-Qualification vs Mortgage Pre-Approval

Sep 21, 2021 | Aiosa Realty Group, Buyer Pre-Qualification, Helpful Real Estate Resources, Home Buying Price Range, Home Loans, Mortgage Pre-Approval, Purchasing a home in Pinellas County, Qualifying for a mortgage, Real Estate, Real Estate Pre-Approval Loan, Real Estate property home mortgage loan prequalification versus preapproval

home mortgage prequalification versus preapproval jpgWhat is the big difference between Pre-Qualification and Pre-Approval?

Well first off, getting pre-qualified is a much simpler process than the actual home mortgage pre-approval. You are only required just a few important pieces of financial information for the pre-qualification process as opposed to at least twice as many documents for pre-approval, along with completing a mortgage application.

Read here for more details about the difference between home mortgage pre-qualification and home mortgage pre-approval before getting started with your house hunting journey as I am sure you will find the entire real estate property home search and mortgage processes to run much smoother by utilizing this real estate informational guide.

And…

When you are ready to purchase a home and/or sell your current home, be sure to connect with Babette at Aiosa Realty Group. With Babette’s real estate expertise and knowledge in and around beautiful Pinellas County, she is someone you can absolutely count on to assist with all your real estate needs!

Call us TODAY at 727-439-9029, so you can get started on finding your own piece of Pinellas County paradise!

“Love Where You Live!”

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Can You Qualify for that Home Mortgage? Now may be the Time!

Mar 4, 2021 | Aiosa Realty Group, Covid 19 Pandemic Housing Market, Helpful Real Estate Resources, Home Sales on the Rise, Mortgage Rates, Qualifying for a mortgage, Real Estate

The real estate business and everything that goes along with buying and selling is always changing.  The real estate market is showing a continued surge of home sales from last January 2020 to January 2021 up to 24% (National Association of Realtors, Listen Now). The good news, at least for the time being, is that mortgage rates are still very low, and maybe now is the right time for you to take a trip to your mortgage lender and see what you will need to qualify for a mortgage to purchase that home you always wished for.

Times are constantly changing as is the real estate market to fit these changing times so it may behoove you not to wait too long as we all most likely know that these low mortgage interest rates will be rising up again.

And…

When you are ready to purchase and/or sell your home, please reach out to Babette of Aiosa Realty Group at 727-430-9029 for all of your real estate needs!

“Love Where You Live!”
Babette Aiosa
Realtor/Broker
Aiosa Realty Group, Inc.

 

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Buying A Home – More Reachable Than You Think!

Nov 17, 2020 | Aiosa Realty Group, Buying a Home, Credit not so good for Home ownership, Helpful Real Estate Resources, Home Loans, Qualifying for a mortgage, Real Estate

Home ownership within reach jpgAfter renting for so long, you really want to buy a home in the neighborhood you love living in but you know you cannot afford the down payment even though you have held your same job for many years, but your credit is not looking so good.  Well, don’t give up so easily! As mentioned here on this infographic, reach out to Diana Harvey at VanDyk Mortgage to discuss what options are available that could make owning your home within your reach!

and…

when you are ready to move into beautiful Pinellas County Florida, be sure to connect with  Babette at Aiosa Realty Group for all you real estate needs!  With over 20 years of experience, you can be certain you are choosing the best Real Estate Broker/Agent in/and around Pinellas County!  Call us TODAY at 727-439-9029, so you can get started right away on the journey to finding your own piece of paradise with Babette at your side from beginning to end!

“Love Where You Live!”

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Mortgage Qualification Ratios – Simple and Sound

Oct 13, 2020 | Aiosa Realty Group, Buyer Pre-Qualification, Debt to Income Ratios, Helpful Real Estate Resources, Housing Payment income & debt ratios, Mortgage Pre-Approval, Qualifying for a mortgage, Real Estate, Real Estate Pre-Approval Loan

Qualification Ratios for MortgageWhen you are ready to purchase a home, you will want to meet with a mortgage broker who will make sure your monthly income and debt meet the requirements for your monthly housing payment. How is this calculated? Click here to find out!

and…

when you are ready to purchase a home in beautiful Pinellas County, be sure to call Babette at 727-439-9029. Aiosa Realty Group is standing by to assist you with all your real estate needs!

“Love Where You Live!”

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